Liability

Coverage for your business premises and business operations. Available limits: $300,000, $500,000, $1,000,000.
This includes:

• Employees are included as insureds.
• Extended bodily injury.
• Limited contractual liability.
• Limited worldwide liability
• Medical payments limits - $5,000 limit per person.
• Non-owned snowmobiles
• Non-owned watercraft liability (under 51 feet)
• Personal and advertising injury
• Premises and operations
• Products and completed operations
• Property damage liability
• Tenants fire legal liability - $50,000 limit. Higher limits available.

Optional Liability Coverage at An Additional Cost

• Additional insureds.
• Barbers' and beauticians' professional
• Broadened coverage for damage to premises rented to you.
• Condominium directors and officers
• Customer's goods legal
• Directors and officers coverage for senior citizens housing
• Employee benefits
• Employment-related practices liability
• Funeral directors professional
• Guest's property in safe deposit boxes for motels
• Hired auto and non-owned auto
• Liquor liability for golf courses
• Optical and hearing aid establishments
• Pastoral counseling professional for churches
• Personal and advertising injury - Deletion of exclusion
• Pharmacists liability
• Printer errors and omissions
• Sale and disposal
• Tenants fire liability - Increased limits.
• Veterinarians' professional liability (for household pets)