Premier Endorsement

An enhanced package of additional coverage at a discounted premium. This endorsement provides a number of additional extensions of coverage at a reasonable and discounted premium.

This endorsement provides the following extensions of coverage:

Extension of Coverage Coverage Limits

Accounts Receivable $25,000 on premises/
$10,000 off premises

Blanket additional insured endorsement Up to policy limits

Broad form property damage $5,000 - subject to a $500 deductible

Business personal property - off premises $20,000

Contractors equipment (incl. rented and leased equip) $5,000 - subject to policy deductible

Covered property extension Increased to property within 1000 feet

Debris removal $25,000 for each location

Employee dishonesty $10,000 - subject to a $500 deductible

Increased cost of construction (Ordinance or Law)Applies only to buildings written with Replacement Cost Coverage. $50,000 - subject to policy deductible

Installation floater $10,000 - subject to policy deductible

Lock replacement $500 for any occurrence

Miscellaneous tools and equipment $5,000 - subject to policy deductible

Money and securities $2,000 inside/$1,000 outside limit - with a $500 deductible

Off-Premises power failure 30 day business income

Outdoor property
($500 maximum on any one tree, shrub, or plant) $10,000

Personal effects $10,000

Pollution clean up $25,000

Reward reimbursement
(for information that leads to a criminal conviction) $5,000

Valuable papers $25,000 on premises/$10,000 off premises

Waiver of Subrogation - when required by contract Up to the policy limits

Water backup from sewer, drain or sump $10,000 - subject to a $500 deductible

Extension of Coverage	Coverage Limits
Accounts Receivable	$25,000 on premises/ $10,000 off premises
Blanket additional insured endorsement	Up to policy limits
Broad form property damage	$5,000 - subject to a $500 deductible
Business personal property - off premises	$20,000
Contractors equipment (incl. rented and leased equip)	$5,000 - subject to policy deductible
Covered property extension	Increased to property within 1000 feet
Debris removal	$25,000 for each location
Employee dishonesty	$10,000 - subject to a $500 deductible
Increased cost of construction (Ordinance or Law)Applies only to buildings written with Replacement Cost Coverage.	$50,000 - subject to policy deductible
Installation floater	$10,000 - subject to policy deductible
Lock replacement	$500 for any occurrence
Miscellaneous tools and equipment	$5,000 - subject to policy deductible
Money and securities	$2,000 inside/$1,000 outside limit - with a $500 deductible
Off-Premises power failure	30 day business income
Outdoor property ($500 maximum on any one tree, shrub, or plant)	$10,000
Personal effects	$10,000
Pollution clean up	$25,000
Reward reimbursement (for information that leads to a criminal conviction)	$5,000
Valuable papers	$25,000 on premises/$10,000 off premises
Waiver of Subrogation - when required by contract	Up to the policy limits
Water backup from sewer, drain or sump	$10,000 - subject to a $500 deductible

This descriptive exhibit contains only a general description of coverages and is not a statement of contract.

Click here for a printable version

Columbia Insurance Group

Columbia Insurance Group

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